Personal Checking

Account Comparison

BANKING FOR Life is an extraordinary kind of account and the most robust checking account South Valley has to offer. This special account was created as a result of client feedback and expands to meet your needs as they change. It grows with you throughout your life as your needs change eliminating the need to sign up for a new account. The many benefits will save you money, earn you more money and save you time. Check out the Kid's Club, free teen and college account, extra CD rate, and the other many benefits as part of BANKING FOR Life!

• Interest earned on all balances
• Free online banking and bill pay
• Free checks
• Free money orders, cashiers checks, and travelers’ checks
• CD extra rate of .25%
• 10% discount on Safety Deposit Boxes
• Free informational seminars as offerred
• Free Debit Card (for US purchases)
• Nationwide ATM network
• Discount on Consumer Loans
• Free Notary Service
• $50 Consumer Loan coupon

Account highlights include:

• Resource Center – unlimited access to our information-packed Resource Center. Without having to search the internet, information at your fingertips on: autos, careers, college, estate planning, finance, health and wellness, housing, identity theft, insurance, social networking, and travel information.
• Kid's Club - Kids receive additional benefits when their parents or grandparents are BANKING FOR Life clients
  • Kids’ Club Website: Teach kids to save through a fun, interactive website just for kids!
  • Kids’ Club Savings: Children receive a treasure map and reward when they save!
  • Kids’ Club Money Market: Kids earn the same rates as adults!
• Teens – If you are a parent or guardian with a BANKING FOR Life account, your teen can open their own BANKING FOR Life account - for free! This is a great opportunity to learn to manage an account at a young age. Teens also enjoy the edgy brass magazine while learning about money and other life management skills.
• College Students - We know this can be a challenging time financially and we want to help. If you are a full time student, under age 24, you will enjoy our premium BANKING FOR Life account for free!
• Career/Family – Our Resource Center is full of valuable information for those pursuing a career or raising a family including 25 life-planning financial calculators to save you time in your busy life. Plus, take advantage of loan discounts (with SVBT automatic payments).
• Pre-retirement and beyond – As you begin to plan or enjoy your retirement, we’ll be here to help with free tools and resources including identity theft information, travel, estate planning, and more. With a BANKING FOR Life account, you’ll also receive an additional .25 in interest income on any of your South Valley CDs!

Come in or call your Personal Banker to learn more about our exciting BANKING FOR Life account. You can also download a version of our BANKING FOR Life brochure.

Account Comparison

SVBT’s Free Checking account is great because…it’s free! Our Free Checking account gives you the great service you deserve and, as always, your business comes first.

Here are a few of the benefits you’ll receive when you open a Free Checking account:

• Free Online Banking and Bill Pay
• Free Debit Card – on U.S. purchases
• Free access to a nationwide, MoneyPass ATM network
• $50 Consumer Automobile Loan coupon
• Discounts on Consumer Loans (with SVBT automatic payment)
• No minimum balance

Are you ready to Switch to your favorite, community bank? At South Valley Bank & Trust, we consider it a privilege to have you as our client! Here are a few of the top reasons to make South Valley your bank of choice.

• South Valley checking accounts are designed through feedback from our clients and are sure to please. You choose the checking account that is just right for you.
Account Comparison
• South Valley offers free online banking and free bill payment with all personal checking accounts. Plus, it’s easy to set up and we are here to help ensure a smooth transition!
• As a true community bank, your deposits will help your local branch community!
• Did we mention you’ll receive a level of service you haven’t experienced before?

Making the Switch is EASY! Even switching direct deposits and automatic payments are easier than you think with our help. Why not switch to a better way of banking?

Let us shed some light on just how easy it is to Switch from your current bank to our community bank.

Step 1 - Download and print out our easy to follow Switch Kit below:
Switch Kit. The downloadable file is an Adobe® PDF file and may be viewed using a free, Adobe® Reader®. Most of the up-to-date web browsers already contain the Adobe® Reader® plug-in, but if our Switch kit isn’t opening for you, you may want to download it again. It’s easy and free to add to your computer, just click on the "Get Acrobat® Reader®" icon to download it now.

Step 2 – Fill in the Account Owner information.

Step 3 – Fill in the section marked “Step 2” if you would like us to assist you in transferring a Direct Deposit or an Automatic Payment Deduction.

Step 4 – Drop the information off at any South Valley Bank & Trust location. Or, even easier, just give us a call or drop by in person and we will be happy to do the work for you.

If you’re having trouble, please call 800-710-7872 for quality, client assistance.

Used in connection with your SVBT checking account, our Debit Card is as easy to use as a credit card, yet it works like a check! With a Debit Card, you have the convenience of a credit card but it comes straight from your checking account. What more could you ask for?

South Valley Bank & Trust Debit Cards are connected to the Money Pass network, which has over 15,000 nationwide ATM locations that are surcharge–free. To find the nearest Money Pass location, log onto Money Pass

Our Debit Card application is an interactive, online form, which means you can fill it out on your computer, print it, and sign it. Then, you can either mail it or drop it off at any of our branches.

Banking has never been easier! With our personal online banking system, you can manage your accounts, transfer money, send wires and pay bills with the same security as walking in the bank. From your home or office, you can keep up-to-date on your finances any time, day or night.

South Valley offers a number of different services with our free online banking system, including:

Bill Pay
Forget writing checks, buying stamps and mailing bills every month. Pay your bills online with South Valley Bank & Trust’s Bill Pay. From loan payments to babysitting to electric bills, most payments can be done at the tips of your fingers. Best of all, Bill Pay is a FREE service for all our personal or business accounts!

Manage Your Money
Manage your money outside of banking hours! That’s right; 24 hours-a-day, 7 days-a-week you can view your account balance, transfer funds between accounts, or make sure your payments have been processed.  There’s nothing easier or more time saving than using online banking to help track your money. Here are a few more money management services you’ll find online:

• View current and past eStatements
• Send wires
• Stop payment requests
• View and print images of cleared checks
• Transfer funds
• Download your account transactions directly into Quicken®, Quickbooks®, or Microsoft Money®
• Order checks

Online Banking Agreement

We request you read our Online Banking Agreement before applying for or logging into Online Banking.

Online Banking Applications

Welcome to our growing group of online clients! The following online banking forms are interactive, which means you can fill them out on your computer. Then, print and sign the application before mailing, faxing, or dropping it off at one of our branches. It’s that easy!

Applications

Please select a link below:

• Personal Application
• Lost or Stolen User ID/PIN

Frequently Asked Questions