Financial Calculators

Try our wide variety of financial calculators. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features that make our calculators stand out! Enjoy the use of these 25 powerful calculators. Saving, planning for an auto or home purchase, insurance, retirement planning and more!

Important Notice: Links to the interactive calculators and information provided below are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

If we can be of assistance in any of the areas below, please connect with your nearest branch or reach South Valley at 800-710-7872

AUTO CALCULATORS

Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Home Equity vs. Auto loan
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

Loan Calculators

Amortizing Loan Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Debt Consolidation Calculator
Should you consolidate your debt? Use this calculator to find out.

Mortgage Calculators

Adjustable Rate Mortgage Calculator
This calculator helps you to determine what your adjustable mortgage payments will be.

Mortgage comparison: 15 years vs. 30 years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.

Refinance Breakeven
Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Rent vs. Buy
Are you better off buying your home, or should you continue to rent?

Personal Finance

Checkbook Balancer
Balance your checkbook with this quick and easy calculator.

Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!

Student Budget
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

SAVINGS CALCULATORS

CD Ladder Calculator
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.

Certificate of Deposit Calculator
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

College Savings
Use this calculator to help develop or fine tune your education savings plan.

Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.

DEBT MANAGEMENT

Accelerated Debt Payoff
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Credit Card Pay Off
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Roll-Down Your Credit Card Debt!
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

RETIREMENT SAVINGS AND PLANNING

401(k) Savings Calculator
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up.

Retirement Planner
Quickly determine if your retirement plan is on track - and learn how to keep it there.

Retirement Shortfall
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Roth vs. Traditional IRA
Use this calculator to determine which IRA may be right for you.

Life Insurance Calculator
How much life insurance do you really need? Find out here!