Rate & Fee Schedule
Deposit Account Service Charges
BUSINESS PRESTIGE CHECKING
Designed for active businesses with more than 500 items. Monthly service fee determined by Analysis Statement, service fee can be offset by earnings credit.BUSINESS ADVANTAGE CHECKING
Designed for businesses with up to 500 items.Monthly service fee of $15. To avoid service fee, $2,500 minimum daily balance or enrollment in South Valley Merchant Services.
BUSINESS FREE CHECKING
Designed for businesses with less than 150 items. Free, simple, saves money, great value. No monthly service fee.BUSINESS INTERESST CHECKING ACCOUNTS
The Prestige and Advantage Checking Accounts are available with interest.MONEY MARKET DEPOSIT ACCOUNT
$10 a month if the account falls below $1000 during the statement cycle.PREMIUM MONEY MARKET ACCOUNT
$10 a month if the account falls below $10,000 during the statement cycle.STATEMENT SAVINGS ACCOUNT
$1.00 per withdrawal is charged for more than six withdrawals during a statement cycle.ONLINE BILL PAYMENT FOR BUSINESS ACCOUNTS
Free for all business checking accounts.OVERDRAFT CHARGES
If an account is overdrawn for five (5) consecutive days, a charge will be assessed retroactive to the first day of the overdraft, continuing until the overdraft is cleared. The amount of the charge will be based on the overdrawn balance of the account:$ 25-5,000: $5
$ 5,001-25,000: $10
$ 25,001-50,000: $25
$ 50,001-100,000: $35
$ 100,000 & Over: $50
Non-Sufficient Fund Charges:
$29 per item - Maximum of $1145 per day.*
STOP PAYMENT ORDER
$20 for each stop payment order placed on your account.IN-COMING RETURNED ITEMS
(Checks returned from other banks for non-sufficient funds resulting in a charge to your account): $5.00 for each check returned to you as an endorser.SPECIAL STATEMENT CUTS:
Statement requests made for statements in addition to your regular statement cycles: $7.50 for each request.STATEMENT RECONCILEMENTS, PHOTOGRAPH LOOKUPS, ACCOUNT RESEARCH, ETC.
$10 per hour. Account Document Copies: $2.00 per statement $1.00 per check.*If there are available funds to cover some, but not all, of the withdrawals and other debits to your account, we may post those withdrawals and debits for which there are sufficient available funds in any order we may choose at our sole discretion. A Non-Sufficient Funds Charge may be created by check, in person withdrawal, recurring debit card transaction or other electronic means.
Other Services & Fees
Current checking account charges can be downloaded and viewed by clicking on the link below:
Current Rates
Current deposit interest rates can be downloaded and viewed by clicking on the link below:
Current Deposit Interest Rates
Current Deposit Interest Rates
