BUSINESS CERTIFICATE OF DEPOSIT

FIXED RATE CDs

Designed for businesses wanting secure, guaranteed returns, our fixed-rate CDs allow you to choose any term from 32 days to 5 years. Your funds will earn a fixed interest rate based upon the tiered rate at the time of purchase. You have the option to have the interest paid to the CD or to be paid out monthly, quarterly or annually by check or deposited to another South Valley Bank & Trust account…it’s your choice.

For your convenience, all CDs will automatically renew, allowing a 10-day grace period after the maturity date for withdrawals, additions, or changes in term without a penalty.

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

Individual Retirement Accounts are the hot ticket to personal savings for retirement and South Valley Bank & Trust has them! Contact your Personal Banker or South Valley’s Wealth Management department to learn more about our money-saving services and your options to grow your wealth.

At South Valley, we also offer Simplified Employee Pension accounts (SEPs). Please contact your Personal Banker for interest rates and to learn more about how it benefits employers and employees.