Business Loans

Do you need extra cash to expand your inventory or to open a second location? At South Valley Bank & Trust (SVBT), we believe local businesses are the lifeblood of our communities and we’re here to help you develop and grow your business. Whether you manufacture or sell a product, provide a service, raise livestock or grow a crop, it is our privilege to provide the financial resources you need to make your vision a reality. Come in and sit across the desk from one of our Business Loan Officers to discuss the details of what you need to make your vision a reality. SVBT is a Small Business Administration Preferred Lender.

Getting the most out of life means having access to money for the things you need. Whether it’s a new vehicle, a home, or a family vacation, SVBT is here to help you obtain a personal loan or a line of credit. When working with a South Valley Loan Officer or Personal Banker, every consideration is given to better help you reach your goals.

If you’re not sure what type of loan you need, it’s always best to visit your local Loan Officer, but the following list will give you a good idea of what we have to offer.

Vehicle Loans*: Purchasing power for cars, ATV’s, motorcycles, snowmobiles, watercraft and recreational vehicles at competitive rates.

Home Mortgage Loans: Buy that house you’ve had your eye on, work with our specialists to obtain a construction loan, build your dream home, or refinance your current mortgage.

Personal Secured or Unsecured Loans*: South Valley can help you with a personal loan to give you the extra cash you need for a variety of expenses including debt consolidation.

Personal Lines of Credit: Prepare for unexpected opportunities or emergencies with a personal line of credit or overdraft protection.

*You can receive a 1/4% off your rate with auto-pay from a South Valley checking account.

CONSUMER CREDIT REPORTING INFORMATION

The Federal Trade Commission has issued its final rule regarding free annual credit reports under the Fair Credit Reporting Act.

The nationwide credit reporting agencies, Experian, TransUnion and Equifax have created a centralized source for processing consumer requests for free credit reports.

Following are three ways consumers can obtain their credit reports:

• By: Internet at http://www.annualcreditreport.com/
• By: Phone - (toll-free) 877.322.8228
• Writing Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281