Business Rate & Fee Schedules
Please select a link below:
Deposit Account Service Charges
Business Checking Account:
$10 a month plus $0.12 a check if the balance falls below $1000 during the month.
Business Interest Checking Account:
$10 a month plus $0.12 a check if the balance falls below $1000 during the month. (Daily interest earned on balances over $1000.)
Money Market Deposit Account:
$10 a month if the account falls below $1000 during the statement cycle.
Statement Savings Account:
$1.00 per withdrawal is charged for more than six withdrawals during a statement cycle.
Bill Payments for Business Accounts:
Free 90 day trial period for our Business Customers! After 90 days, if you decide that this is the most convenient and economical way to pay your bills, the monthly charges will be $8.95 and $0.35 per transaction for more than 25 transactions.
If an account is overdrawn for five (5) consecutive days, a charge will be assessed retroactive to the first day of the overdraft, continuing until the overdraft is cleared. The amount of the charge will be based on the overdrawn balance of the account:
- $ 25-5,000: $5
- $ 5,001-25,000: $10
- $ 25,001-50,000: $25
- $ 50,001-100,000: $35
- $ 100,000 & Over: $50 or 18%, whichever is greater
Non-Sufficient Fund Charges:
$25 for each check paid or returned to endorser because of non-sufficient funds. Maximum of $125 per day.*
Stop Payment Order:
$20 for each stop payment order placed on your account.
In-Coming Returned Items:
(Checks returned from other banks for non-sufficient funds resulting in a charge to your account): $4.00 for each check returned to you as an endorser.
Special Statement Cuts:
Statement requests made for statements in addition to your regular statement cycles: $7.50 for each request.
Statement Reconcilements, Photograph Lookups, Account Research, etc.:
$2 per statement. $1.00 per copy.
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Other Services & Fees
South Valley Bank & Trust will store your checks for you. This will eliminate the worry about checks being stolen from your mail box or home storage. Use our space so you don't have to find space in your closet. No shuffling through your checks any more, let us look it up for you. This also speeds up your statement delivery.
Option 1 - Your checks will be available in Image form. You may receive two (2) copies of items each statement cycle at no charge. A $1.00 fee will be charged for each additional copy.
If you choose to receive your images with your statement, there will be an additional $2.00 monthly service charge. A $0.02 per check charge will be added for checks over the 100 limit.
Option 2 - Duplicate Checks can be ordered for your record keeping (prices vary).
Option 3 - Automated information available 24 hours a day.
Please contact your branch for assistance.
Collection Letter Charges:
Collection letters made to open an account are not assessed a service charge. There is a fee for other outgoing collections.
In-coming collection letters are not charged except for charges assessed by the originating bank.
Rate is based upon fee set by the check printers for the style and quantity you order. Bank provides standard check styles for Market Plus Accounts and certain styles for club accounts.
The bank cost plus postage.
$4 each check ordered by customer.
1.5% of face value of checks purchased.
Outgoing Wire Transfers:
Incoming Wire Transfers:
Online Banking Outgoing Wire Transfers:
Foreign Wire Transfers:
Night Depository, Large-Bag Service:
Safe Deposit Box Annual Rentals:
3" X 5": $20
5" X 5": $25
3" X 10": $30
5" X 10": $55
10" X 10":$75
*If there are available funds to cover some, but not all, of the withdrawals and other debits to your account, we may post those withdrawals and debits for which there are sufficient available funds in any order we may choose at our sole discretion.
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Current deposit interest rates can be downloaded and viewed by clicking on the link below:
Current Deposit Interest Rates
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