South Valley Bank & Trust
LINE
business banking
*
LINE
*
Business Credit & Loans*
*
*
Checking Options*
*
*
Savings Options*
*
*
Cash Management*
*
*
Business Online Options*
*
*
Other Quality Services*
*
*
Rate & Fee Schedules*
*
LINE
online services
*
LINE
LINE
personal banking
*
LINE
LINE
Real Estate Loans
*
LINE
LINE
Trust & Estate Services
*
LINE
LINE
wealth management
*
LINE
LINE

careers
*
LINE
community links
*
LINE
LINE
our promise to you
*
LINE
LINE
privacy & security
*
LINE
LINE
LINE
  
LINE
lostdebitcredit2layer
Switch Kit
South Valley Bank & Trust
Online Banking Locations About Us Contact Us
Cash Management

Cash Management
Cash Management

Managing cash flow is a necessary but time-consuming job. Take advantage of South Valley Bank & Trust’s Cash Management Services to simplify the entire process and save more of your valuable time. From online banking to business credit and loans, we can help you optimize the use of your cash with an array of services that put your business first.

CASH MANAGEMENT SERVICES

  • Deposit Accounts
  • Deposit Services
  • Controlled Disbursement
  • Wires
  • ACH
  • Online Banking
  • Positive Pay
  • Loans
  • Sweeps
  • Merchant Services
  • Business Visa® Cards
  • Debit Cards
  • Other Services


    DEPOSIT ACCOUNTS 

    Business Analysis Checking:
    For the business with higher transaction volumes and cash management needs. You may avoid monthly service charges depending on your account balances and services used.

    • Make the most of your account relationship by linking multiple accounts and using those balances to help offset service charges. 
    • Receive your regular checking account statement and a detailed account analysis statement that will report consolidated account balances, earnings credit and activity charges.
    • Free online banking to view account activity and make transfers at your own convenience. (Fee applies to bill pay feature)

    Savings, Money Market and Time Certificates are also available.

    Back to Top of Page

    CHECK IMAGING

    Speed up research and account reconciliation when you receive your check images and statement on CD.


    DEPOSIT SERVICES

    Courier Service:
    Save time and have us pick up your non-cash deposits. Once a week or every day, select the frequency that fits your business needs best.  Please contact your local branch for details.  (This service may not be available in all areas).

    Remote Deposit:
    Are your business locations spread out? We’ve partnered with a national bank to allow you to make deposits to your South Valley Bank & Trust account at their branches.

    Back to Top of Page

    DISBURSEMENT SERVICES

    Controlled Disbursement Services:
    Receive early morning notification of the incoming items on your checking account. Use this information to make informed funding decisions and improve daily cash forecasting.

    Wire Transfers:
    Send wire transfers via business online banking, set-up recurring wire agreements with our wire department or submit wires in person at any of our branches.

    ACH Origination:
    Looking for another timesaving tool? We offer even more flexibility and convenience with the use of ACH payments. Your accounts are automatically debited or credited allowing you to spend less time with payroll, state and federal tax payments and more time on improving your business. Also use this efficient payment method for sending payments to vendors. Talk with your local Personal Banker for more details.

    Back to Top of Page

    ONLINE BANKING

    Bill Pay:
    Forget writing checks, buying stamps and mailing bills every month. Pay your bills with online Bill Pay. We offer a free 90-day trial period for our business customers. After 90 days, if you decide that this is the most convenient and economical way to pay your bills, the monthly charge will be $8.95 plus $0.35 per transaction for more than 25 transactions per month.

    Positive Pay:
    Prevent possible losses by helping us identify fraudulent items presented against your account.

    Internal Security:
    Since you set up your own online banking users, you control their rights and restrictions. Segregate duties, set up internal verification procedures and more; it is all up to you!

    Balance Inquiries & Transfers:
    Check balances, account histories, view check images and transfer funds all from your computer.

    Back to Top of Page

    LOANS

    Business Credit & Loans:
    Whether you manufacture or sell a product, provide a service, raise livestock or grow a crop, it is our privilege to provide the financial resources to make your business vision a reality. Sit down across the desk from one of our commercial lenders and discuss your specific need.
    Does your business need cash to expand inventory, purchase new equipment or acquire land? Do you need an operating line or letter of credit? Whatever the need, our experienced lenders can craft a loan with competitive rates and flexible terms.

    Back to Top of Page

    SWEEPS

    Automatic Loan Sweep:
    Optimize your cash position by automatically drawing from your credit line to fund cash deficits or pay down your line automatically.

    Automatic Money Market Sweep:
    An automated funds transfer service designed to maximize interest income on your excess balances. Excess funds are automatically swept into an interest bearing money market account earning a competitive interest rate.

    Zero Balance Account:
    Our Zero Balance Account will facilitate easy monitoring of multiple accounts. You will be able to maintain a number of collection or disbursement accounts while automatically consolidating daily balances into a single concentration account.

    Back to Top of Page

    VISA®

    Merchant Bankcard Services:
    Merchant Bankcard Services will allow your business to accept and process VISA, Master-Card® and other select credit card transactions from your customers. This service allows more ways for your customers to pay and gives you the convenience of electronic deposits.

    Business VISA Card:
    Manage your business and personal expenses separately with our Business VISA card. A Business VISA card is a convenient payment resource for the office, travel and entertainment expenses.

    VISA Debit Card:
    Make purchases fast and easy while still maintaining good records. Used in connection with a checking account at South Valley Bank & Trust, the Debit Card is as easy to use as a credit card, yet works like a check!

    Back to Top of Page

    OTHER SERVICES

    Foreign Currency Transactions:
    Send wires to other countries in U.S. dollars or foreign currencies, purchase foreign drafts, and order foreign currency from any of our branches.

    Safe Deposit Boxes:
    No place for important business documents or valuable assets? Rent a safe deposit box at any of our branches. Sizes and availability vary. Please contact your local branch for more information.

    FDIC




  • printer friendly version Printer friendly version

    If you have questions regarding the site, please contact the webmaster.